J. N. & E. Capstick Insurance Consultants

Making your money work harder

Just like you need petrol to run your car, money provides you with the means to live your life. Big purchases, holidays, a wedding, emergency reserves to dip into if out of work... tucking some spare cash aside regularly makes good money sense.

Picture this, you've just landed a cash bonus or been left a sum of money in a will, what savings vehicle will you choose? There's quite a selection, each offering different terms and incentives.

Shopping around to save

The first question you should ask your self is; how quickly do you need access to the money? Would you be prepared to forgo instant access for a higher rate of interest?

Talking to an independent financial adviser will help you:

• decide which savings facilities and features are relevant to you;
• pinpoint what you are saving for and how much you'll need to set aside to reach that goal;
• compare the cost of any debts you have accumulated against the interest you are likely to earn in savings;
• source the most fax efficient savings account.

To discover new ways in which you can make your money work more effectively, contact us today.