Farm Motor Insurance

Qualifying criteria applies, but if you are a farmer or smallholder with a single Pick-Up or a fleet of 50+ vehicles, the specialist farm motor insurance products we can offer is a great one-stop-shop to cover all your vehicles under one policy.

This is a policy that can cater for Agricultural Vehicles, ATV’s/Quads, Commercial Vehicles, Horseboxes, Private Cars and Special Type vehicles; not only is there a broad scope of cover available, but there is great value for money to be had aswell.

Some of main benefits are as follows

  • All vehicles are under one policy, therefore a common renewal date exists for all of your vehicles which provides a more simplified insurance portfolio.
  • The more vehicles under a policy can see an enhancement on the overall policy discount provided by the insurer which of course leads to more competitive premiums!
  • Cover is included for any trailers, attachments and implements owned by you whilst attached to your vehicles under the policy and also whilst detached (terms and conditions apply).
  • Cover can be included for specialist GPS equipment on Agricultural Vehicles.
  • You can tailor the policy to your own requirements; choose between comprehensive, third party fire & theft or third party only, apply voluntary excesses, opt for protected No Claims Discount to those vehicles that qualify and choose between different driving restrictions on your respective vehicles.
  • Consideration can be made to include young drivers aged under 25 on Private Cars and Commercial Vehicles.
  • Option to pay premium under a competitive instalment plan.
  • Optional additional covers available such as Motor Breakdown, Motor Legal Expenses and Replacement Vehicle cover.

And if you need to claim…?

All claims are dealt with by specialist agricultural motor claim handlers in conjunction with engineers who possess a wealth of experience dealing with agricultural vehicles and machinery.  We at Capstick’s Insurance are there with you every step of the way as well; from calling out to complete the claim form with you and preparing the supporting documentation, through to receiving your settlement cheque from the insurers.

What to do next…

Talk to us about your insurance needs. We firmly believe we can support you to attain the right levels of cover at a fair price for the amount of risk you are willing to take.